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New Service Helps Aussies Save On Income Protection Insurance

Compare Income Protection Insurance policies from 10 insurers and save.

Sick days and personal leave may not give you enough time to recover from truly debilitating illness or injury, leaving a gap where your salary once was. Income protection insurance provides you with ongoing payments (of up to 75% of your salary) that may help cover rent, mortgage repayments, ongoing medical costs and support your family and your lifestyle when the unexpected strikes.

If you’ve already got income protection you’ve made a great step towards securing your financials, but if you haven’t compared your options there’s a good chance you’re overpaying for your cover or missing out on crucial benefits. We’ve found that as seen on TV insurers can be charging up to 30% more than the insurers you’ll find on our panel**.

Life Insurance Comparison is helping Aussies save on their income protection insurance. Not only can you compare the price of policy offerings from our panel of 10 trusted insurers, you can also discover ways to structure your premiums to have part or all of your out-of-pocket costs deducted from your super balance. Read on to find out how.

Here’s How You Do It:

Step 1: Select your current age below.
Step 2: Once you answer a few questions, you will have the opportunity to compare quotes from up to 10 of Australia’s largest insurers. You may also be entitled to a free consultation.

You might know that income protection is tax deductible, that’s absolutely true – the price of your premiums can reduce your tax payable if you pay them upfront. Alternatively, you can have your premiums deducted from your superannuation – that way you pay for it without the cost affecting your immediate cash flow.

But then you need to know that when you pay through your superannuation, your super fund owns your policy. That means that the condition you’re claiming for will need to meet strict conditions of release before you’re eligible to receive the cover you’ve been paying for.

But there’s an answer for that too – some insurers let you pay your premiums with Superlink. Where a percentage (often around 90%) is paid for through your super, and you pay the rest out of pocket BUT you remain the owner of the policy.

This gives you freedom when it comes to claims whilst reducing your immediate out-of-pocket expense. Superlink also gives you access to the benefits of an advised policy that aren’t available in the policies owned wholly by super funds.

Sound confusing? That’s because it is! And that’s where the expert advisers at Life Insurance Comparison can help. We’re here for you, to put the power back in your hands, and to make sure the money you pay into your insurance is working for you.

We know you don’t want to have to spend time working it all out in your head. Most people don’t love spending their free time trying to figure out how insurance works. But we’re not most people, so we do the hard work, and give you dollar figures to show you exactly what you could be saving.

If you want to join the thousands of Aussies we’ve already helped save, click here to fill out our form . From there, our advisers will get to work finding you the best quotes for your situation, and will be on hand to talk you through the whole process, including when it comes time to claim.

*‘Advised vs. Direct Income Protection’,, 16 March 2016.

Get Started Now:

Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.'s online quote comparison tool makes it easy to get quotes from 10 of Australia's biggest life insurers